PPO and indemnity plans
We file the claimYou pay the share your plan doesn't. Whether we are in your plan's network depends on the plan, so we check first.
General dentist · Wichita Falls, Texas
Your dental plan first. Ours when it runs out.
Urbina Dental is one dentist's office on Kell Boulevard. We file claims for you with PPO dental plans. If your coverage has ended, or you never had any, we have a yearly price for routine visits, with its terms beside it, and you see any other fee in writing first.
Insurance first
Who we bill, and who we don't
Plan types, not a carrier list. Before your visit our front desk checks your plan's benefits and whether we are in its network, and tells you what the plan says it pays.
Dental coverage
DHMO and capitation plans
Not acceptedThese plans assign you to a dentist. We can give you a written estimate.
Medicare and Medicare Advantage
We check your planOriginal Medicare doesn't cover routine dental care. Some Advantage plans do, and we check yours.
Medicaid and CHIP
Not acceptedWe aren't enrolled. We can give you a written estimate.
No coverage, or coverage ended
Estimate, or the card belowPay per visit with a written estimate, or read the terms on the card below.
Membership, second
No insurance, or yours has ended
The membership covers routine visits for one yearly price. It is not insurance, and it isn't used on a visit billed to insurance. The prices are examples the practice replaces with its own.
Adult membership
Yearly fee: ask the office
Routine care for one adult, paid once a year.
- Two checkups and two cleanings a year
- Routine X-rays when Dr. Urbina decides you need them
- A written estimate before any other treatment
- Fillings, crowns and other treatment
- Insurance coverage of any kind
- Term:
- 12 months, renewing each year unless you cancel.
- Cancellation:
- Cancel before the renewal date by calling or writing to us. There is no cancellation fee.
- Refunds:
- Cancel within 30 days of joining, before using a visit, and we refund the full price.
Not insurance. Not used on a visit billed to insurance.
Child membership
Yearly fee: ask the office
Routine care for one child, paid once a year.
- Two checkups and two cleanings a year
- Routine X-rays when Dr. Urbina decides your child needs them
- A written estimate before any other treatment
- Fillings, crowns and other treatment
- Insurance coverage of any kind
- Term:
- 12 months, renewing each year unless you cancel.
- Cancellation:
- Cancel before the renewal date by calling or writing to us. There is no cancellation fee.
- Refunds:
- Cancel within 30 days of joining, before using a visit, and we refund the full price.
Not insurance. Not used on a visit billed to insurance.
Example prices. The practice sets its own and what a membership includes. Treatment the membership doesn't list is quoted in writing before we start.
Membership or insurance
What each one is
A membership is not insurance. This is how they differ, so you can see which one fits where you are now.
| Dental insurance | Our membership | |
|---|---|---|
| What it is | Dental insuranceA contract with an insurer that pays part of covered care | Our membershipA yearly agreement with this office for the visits it lists |
| Who you pay | Dental insuranceThe insurer, through a premium, and us for your share of each visit | Our membershipUs, once a year |
| Claims | Dental insuranceWe file the claim for you | Our membershipNone. Nothing is filed |
| Yearly limit | Dental insuranceA yearly maximum your plan sets; past it, you pay the full fee | Our membershipThe visits the membership lists; other treatment is quoted in writing |
| Who decides what is covered | Dental insuranceYour plan, in its list of covered services | Our membershipThis office, in terms you read before you join |
| Leaving | Dental insuranceCoverage ends when your policy or your job does | Our membershipCancel before renewal; the refund terms are on the membership |
What the office does
General dentistry for adults and children. Each visit starts with what your plan says, and ends with the fee in writing.
A look at your teeth and gums, and a cleaning.
Repair for a tooth with a cavity or a break.
One office for the whole family.
Replacing some teeth or all of them.
A broken tooth, a swelling, a toothache.
The dentist
Dr. Luz Urbina, general dentist
One dentist, so you see the same person each visit.
Dr. Urbina opened the office for families whose dental coverage comes and goes with a job: a plan that ends, a yearly limit that runs out, or none at all. She explains the options, what your plan says it will pay and what is left for you, and she leaves the decision with you.
How the office works
Care is provided by a general dentist
Options and fees explained before treatment starts
Spanish at the chair and the front desk
Sample reviews
From patients like you
“The front desk told me what my plan would pay before I came in, and what I would owe. That was a first for me.”
Mallory T.Patient“When my husband's job changed we had no coverage. They explained the membership without any pressure.”
Lorraine B.Parent“Dr. Urbina showed me on the model what she meant. Then she wrote down the options and the cost.”
Marcos V.Patient
Sample reviews.
Offers
Add your offer image here
The practice uploads its own offer as an image. The owner lists every component of an offer, and its end date, in the image.
Add your offer image here Where the end date goes.
Sample offers.
Before you call
Do you take my insurance?
We file claims with PPO and indemnity dental plans. We aren't in network with DHMO plans, and we don't take Medicaid or CHIP. Network status depends on your plan, so we check it before your visit.
What if my plan's yearly limit runs out?
You pay the fee for any treatment past the limit, and you see that fee in writing before we start. If your coverage has ended, routine visits have a yearly price on the card above.
Can I get a written estimate?
Yes. You get one before any treatment, with what your plan says it pays, and nothing starts until you say yes.
Ask for a visit
Send a request and Robin will call or text you back with a time. We check your plan's benefits before you come. Please leave out health details; for anything urgent, call us.